Put simply. I made an everyman char.

  In CR1 I had every tree (bar doctor) levelled to the max (or maybe 48ish).  I loved playing around with loadouts and trees etc etc.  In order to preserve this I gave my initial stats of

25
15
15
15
19

  I think thats it as it appears in the bonus box.  I am coming to the realisation that whilst I can use all my trees... I suck at all of them to a fair degree.  Especially MA - I simply don't do enough damage (I'm aikido) when I do hit.  I suspect a lot of my failings are due to stats as much (if not more) then technique.  I still have my first stat hack (the CR1 stat hack they gave out.... remember??!!) so thoughts and examples of your own if you would....